Powersport vehicles are built for excitement. They’re sleek, fast, and ready for terrain that most vehicles will never see. But whether it's a motorcycle, ATV, UTV, or snowmobile, these machines come with something else: risk.
For companies financing these vehicles, powersports represent a unique challenge. They’re high-value assets, often used seasonally, and easier to conceal or move than traditional vehicles.
And for powersport dealers, the concern about theft is a conversation you’re already having with your customers.
In both cases, GPS tracking for powersports provides a practical, scalable solution. Whether you're financing powersports or selling them, here’s how GPS technology can protect your investment and add real value for your customers.
When financing powersport vehicles, managing powersport finance risk mitigation is critical. In addition to typical risks associated with financing like credit risk, powersport vehicles present even further challenges. These vehicles are smaller, more mobile, and in some cases, easier to disappear. For a consumer who defaults or stops communicating, recovery of these types of assets can be more difficult than typically present with other vehicles. That makes GPS tracking a smart addition to any finance company’s toolbox.
When a borrower falls behind on payments, time is of the essence. A GPS-enabled unit gives you the ability to locate the vehicle in the event a repo is necessary. You may also be able to rely on previous location history to establish frequent locations that asset has been. With these tools, you’re no longer depending on outdated records or third-party reports. You know where the asset is, making it much easier to recover, even if it has been moved out of sight.
When financing a vehicle, especially a powersport vehicle, having accurate alerts about the asset is important to keep you informed, and quickly respond to any potential issues. Starter-interrupt functionality, when used in compliance with state laws and regulations, can help reduce delinquencies by incentivizing positive payment behavior and streamlie the recovery process when necessary. In high-risk scenarios, GPS asset protection features like geofencing and tamper alerts provide an early warning system, alerting you to unauthorized movement or attempts to remove or tamper with the device.
When you know you can locate an asset if needed, you’re better positioned to approve more loans, even with customers that may be a higher credit risk. These devices can help mitigate some of that risk, allowing you to offer financing to a wider range of customers. This is a key tool in reducing defaults and charge-off loss, while opening the door to more confident lending.
Your customers don’t just want a powersport vehicle—they want to protect it. Whether it’s parked in a garage, taken off-road, or stored for the season, the risk of theft is a real concern. Reliable GPS tracking offers peace of mind to consumers and an opportunity for you to stand out from the competition.
With a powersport theft recovery system, buyers gain a powerful tool to help recover their vehicle if it’s stolen. Location monitoring and history, movement alerts, and mobile app access make it easy for customers to keep tabs on their assets, giving them peace of mind that their motorcycle, UTV or snow machine is still where it should be. In the unfortunate event of a theft, real-time GPS tracking can be activated to assist law enforcement in those theft recovery efforts. In many cases, that kind of access is what makes the difference between getting that vehicle recovered quickly and never seeing it again.
Offering a dealer value-add GPS solution at the point of sale provides an easy add-on for customers who are already invested in protecting their vehicle. It’s a logical extension of the conversation around insurance, warranties, and vehicle protection plans—and one that many buyers are ready to have. By adding a GPS theft recovery system to a dealer’s F&I product menu, dealers can increase profit for each vehicle sold, while offering a reliable and useful product to their customers.
In some cases, GPS tracking can help buyers lower their insurance premiums or qualify for additional protections. And for you as the dealer, it becomes part of the long-term value you offer—keeping your store top-of-mind long after the sale.
Today’s GPS trackers are compact, tamper-resistant, and designed to operate in powersport environments—from trails to storage units.
With battery-powered or wired devices available, you can equip everything from motorcycles to UTVs—regardless of how often they’re used.
Whether you're underwriting powersports financing or selling a vehicle off the showroom floor, GPS tracking provides more than location data; it provides peace of mind.
For finance companies, it's a safeguard against loss and a way to expand originations. For dealers, it’s a real value-add that protects your customers’ investment and an additional profit center for your business.
In an industry defined by movement, freedom, and thrill—GPS tracking brings a layer of control that benefits everyone.
